Novel - Business Banking 1.0.11

Novel offers a comprehensive suite of financial services designed for global businesses. Features include FDIC-insured accounts, currency exchange, physical and virtual debit cards, domestic and international wire transfers, team management tools, and seamless integrations with essential business management software.

It's important to note that Novel Financial, Inc. operates as a financial technology company, not a bank. However, banking services are facilitated through Blue Ridge Bank, an FDIC member. The issuance of the Novel Visa® Debit Card is authorized by Blue Ridge Bank under Visa U.S.A. Inc., accepted wherever Visa debit cards can be used. Specific terms and conditions apply; refer to the Novel Platform Agreement for full details. Please be aware that terms are subject to change. For further information, please visit trynovel.com.

With Novel, you can conveniently:

• Track your account balances
• Review transactions and monitor cash flow
• Transfer funds between your accounts
• Make wire or ACH transfers
• Effectively manage your debit cards
• Deposit checks with ease